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JNJ Capital Resources Consultants have substantial advantages that traditional business lenders do not have. These Advantages can be divided into three different categories: Product Knowledge, Customer Service and Cost. Let’s talk about Cost first.

A JNJ Capital Resources Consultant can give you access to the most aggressive rates and terms available in the market. Since they have the ability to work with hundreds of lender programs nationwide they can offer you more financing options than you may have thought possible. In addition, because we have access to "non-bank lenders", we can place your financing with lenders who specialize in different areas of business finance. This allows them to provide you with the same programs that major banks offer, without the restrictive lending criteria that commercial banks often impose on business owners. Since the lender usually compensates a JNJ Capital Resources Consultant, it costs you nothing to use their services. By using a JNJ Capital Resources Consultant, borrowing for a business has never been easier.

To fully understand this advantage you must first know how a JNJ Capital Resources Consultant's training differs from other business lenders. A JNJ Capital Resources Consultant is thoroughly trained and certified by the nation’s oldest and largest loan broker training company. Most people would be surprised to find out just how little formal training the average loan broker actually has. This training helps to ensure that the person handling your loan has access to the most current information and financing techniques available in the market. Also, unlike traditional bank loan officers, JNJ Capital Resources Consultants receive substantial training on how to help well-established businesses, businesses that are in the start up phase or those that are "less than perfect" because of some credit problems. Because of this training, JNJ Capital Resources Consultants are often able to help business owners when other, more conservative lenders can not. Whether you've had trouble meeting payroll or just want to upgrade your equipment, a JNJ Capital Resources Consultant is your best opportunity to get the financing you need. In addition, JNJ Capital Resources Consultants are not restricted to handling only the traditional bank style financial product. If you are in need of more creative financing, a JNJ Capital Resources Consultant can also factor your accounts receivable, provide purchase order financing, government guaranteed loans and even finance your business contracts. In other words, a JNJ Capital Resources Consultant is the only source you will need for almost any type of business financing.

Our desire to provide you with a superior level of customer service is just as important as training and knowledge. For this reason a JNJ Capital Resources Consultant will spend all the time necessary to provide you with a custom financing solution that is right for your business needs. Once your loan package is initiated, a JNJ Capital Resources Consultant will represent you throughout the transaction so that you can focus on running your business. They also maintain contact with you throughout the loan process so that you never feel "out of the loop" with your financing needs. In fact, JNJ Capital Resources Consultants regularly provide their clients with status reports to help keep you informed. At every step throughout the transaction, you will know the status of your loan or lease. If you have ever dealt with traditional business lenders, then you know that this is not normally the case. Most business owners will endure the entire loan process either wondering what exactly is going on, or trying to get answers from other people involved in the loan because their banker is not available to talk them. However, JNJ Capital Resources Consultants understand the value of providing a superior level of customer service and are focused on keeping you informed every step of the way.